How much does a pet cost per month?

Use local prices. The built-in dog preset totals about $193/month before one-time setup; the cat preset is about $137/month. Your food, vet and insurance prices can change that quickly.

What is included in the first-year estimate?

The first-year estimate adds recurring yearly costs plus one-time setup. FurStage presets use $450 starter gear for dogs and $300 for cats, but every field is editable.

Should I include emergency savings?

Yes. A small monthly emergency line helps you plan for unexpected vet visits without mixing it into food or routine care.

Pet Cost Calculator

Written by FurStage Editorial TeamReviewed by FurStage Evidence ReviewReview date: July 16, 2026

Plan a dog or cat budget with editable monthly, yearly and first-year totals. Presets start at $70/month food for dogs and $45/month for cats, then you can replace every number.

Animal

Monthly costs

Food / treats

Grooming

Insurance

Supplies

Emergency savings

Annual costs

Vet care / year

One-time costs

Starter gear

Add one or more costs, or start with a typical preset.

General guidance only — not veterinary advice and not for emergencies. Consult your vet for any health decision. Based on: editable routine pet-care budgeting estimates.

Call your vet now if your pet has trouble breathing, collapses, has severe pain, repeated vomiting, seizures, heavy bleeding, or suddenly cannot stand.

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Frequently asked questions

How much does a pet cost per month?: Use local prices. The built-in dog preset totals about $193/month before one-time setup; the cat preset is about $137/month. Your food, vet and insurance prices can change that quickly.
What is included in the first-year estimate?: The first-year estimate adds recurring yearly costs plus one-time setup. FurStage presets use $450 starter gear for dogs and $300 for cats, but every field is editable.
Should I include emergency savings?: Yes. A small monthly emergency line helps you plan for unexpected vet visits without mixing it into food or routine care.